How to Avoid Student Loan Relief Scams
SOUTHERN TIER, N.Y. (WENY) --
Many Americans have been receiving phone calls from potential scammers, in regard to student loan relief.
Chemung County Sheriff William Schrom said, in his experience, he has sadly seen too many innocent people fall for student loan relief scams.
“I think they get intimidated by the nature of the approach from the scammers because it's generally presented to the target or that victim...that if you don't comply and you don't do the things you're being asked to do, there's going to be other consequences,” he said.
Many people have been dealing with scammers since President Joe Biden announced that he was offering relief for millions of Americans with federal student loans, at the end of August.
“My campaign made a commitment - student debt relief,” said President Biden. “I am honoring that.”
The Federal Student Aid's Office of the U.S. Department of Education has tips on avoiding student aid scams, on their website. The office advises people not to give in to pressure tactics by a caller and avoid identity theft by not giving out any personal information.
Sheriff Schrom said people need to remember that they are always in control, in the midst of a scam call.
“If people present something, the number one...seems too good to be true, it probably is too good to be true,” he said. “Don't fall for it.”
Sheriff Schrom added, there are red flags to notice in scam calls.
“If you're being intimidated or coerced or pressured into doing something, there's generally a reason why that person is doing it,” he said. “Those are all the reasons why...'You know what, I don't know if you're legitimate or not, I have nothing more to say to you,' and you simply disconnect the phone call.”