ALBANY, N.Y. (AP) - State Comptroller Thomas DiNapoli says the state wants to return $12 billion in unclaimed money to its rightful owners.  You can check for unclaimed funds online  here: https://ouf.osc.state.ny.us/       
     The unclaimed funds are from inactive accounts at banks, insurance companies, utilities and other businesses that are required by state law to surrender the unclaimed money to the state. If the money isn't claimed, it's used by the state's general fund.